Terms of Service

Last updated: May 21, 2026

Please read these terms carefully before using Lumon. By creating an account or using the App, you agree to be bound by these terms.

1. About the Service

Lumon (“the App”, “we”, “us”) is a personal life planning application that helps you track goals, tasks, finances, health metrics, and recurring commitments across different life areas. The App is operated by Lumon AI FZE LLC, Ajman, UAE.

2. Eligibility

You must be at least 18 years old to use the App. By registering, you confirm that you meet this requirement and that the information you provide is accurate.

3. Your Account

  • ·You are responsible for keeping your credentials secure.
  • ·You must not share your account with others.
  • ·You must notify us immediately if you suspect unauthorised access.
  • ·You are responsible for all activity that occurs under your account.

4. Acceptable Use

You agree not to:

  • ·Use the App for any unlawful purpose or in violation of UAE law.
  • ·Attempt to reverse-engineer, decompile, or tamper with the App.
  • ·Upload content that is harmful, abusive, or infringes third-party rights.
  • ·Abuse or circumvent rate limits, authentication, or API endpoints.
  • ·Resell or sublicense access to the App without written consent.

5. AI Features

The Lumon Agent uses large language models (via OpenRouter/Anthropic) to provide planning assistance. AI responses are generated automatically and may contain errors or inaccuracies. They do not constitute financial, medical, legal, or professional advice. You are responsible for evaluating any AI-generated content before acting on it.

6. Third-Party Integrations

The App optionally connects to Google Calendar and WHOOP. These integrations are governed by the respective third-party terms of service. We are not responsible for any changes, outages, or issues with third-party services.

7. Your Data

You own all data you enter into the App. We process it only to provide the service, as described in our Privacy Policy. You can delete your account and all associated data at any time from Account settings.

8. Availability and Changes

We provide the App on a best-efforts basis. We do not guarantee uninterrupted availability. We may modify, suspend, or discontinue any part of the App at any time with reasonable notice where practicable. We may update these terms; continued use after the update date constitutes acceptance.

9. Disclaimer of Warranties

The App is provided “as is” and “as available” without warranties of any kind, express or implied, including fitness for a particular purpose or uninterrupted operation. Use of the App is at your own risk.

10. Limitation of Liability

To the maximum extent permitted by UAE law, we are not liable for any indirect, incidental, consequential, or punitive damages arising from your use of the App, including loss of data, loss of income, or financial decisions made based on App content or AI outputs.

11. Termination

You may terminate your account at any time from Account settings. We may suspend or terminate your account if you violate these terms, with or without prior notice depending on the severity of the breach. Upon termination, all your data is permanently deleted.

12. Governing Law

These terms are governed by the laws of the United Arab Emirates. Any dispute arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Ajman, UAE.

13. Contact

Questions about these terms: askar@mylumon.ai